Leverage your property without selling it
Loan Against Property!
- Higher loan-to-value options
- Longer tenures for easier EMIs
- Market-aligned interest rates
Profitmart Finplus helps you convert your residential or commercial property into affordable funding by connecting you with trusted lenders.

Compare Loan Against Property Online in India
Get the lowest interest rates by comparing loans from leading banks and NBFCs.
Compare Loan Against Property Online in India
Get the lowest interest rates by comparing loans from leading banks and NBFCs.
Bank of Baroda LAP
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Interest Rate9.85% - 17.5%
EMI / Lakh₹2,117 - ₹2,512
Loan Amount₹2L - ₹25Cr
Processing FeesUp to 1% (Rs 8,500 upfront-Rs 75,000)
Prepayment ChargesNIL
Canara Bank LAP
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Interest Rate9.3% - 12.55%
EMI / Lakh₹2,090 - ₹2,252
Loan AmountUp to ₹10Cr
Processing FeesUp to 1% of the loan amount with a minimum Rs 5,000
Prepayment Charges1% of the loan amount
State Bank of India LAP
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Interest Rate9.2% - 10.75%
EMI / Lakh₹2,086 - ₹2,162
Loan Amount₹1L - ₹20L
Processing FeesUpto 1% of loan amount (Max. Rs 50,000)
Prepayment ChargesNIL
Punjab National Bank LAP
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Interest Rate9.75% - 13.6%
EMI / Lakh₹2,112 - ₹2,306
Loan Amount₹2L - ₹5Cr
Processing Fees0.75% of loan amount (Max. Rs 1 lakh)
Prepayment ChargesFor loan upto Rs 50 lakh – Rs 2500/-
Union Bank of India LAP
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Interest Rate9.45% - 12.1%
EMI / Lakh₹2,098 - ₹2,230
Loan Amount₹25L - ₹1Cr
Processing FeesUp to 1% of the loan amount
Prepayment ChargesNIL
YES Bank LAP
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Interest Rate12% - 16%
EMI / Lakh₹2,224 - ₹2,432
Loan Amount₹3L - ₹5Cr
Processing FeesUp to 2% of the sanctioned loan amount (subject to minimum of Rs 10,000)
Prepayment ChargesNIL
ICICI Bank LAP
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Interest Rate11.1% - 12.25%
EMI / Lakh₹10L - ₹5Cr
Loan Amount₹2,179 - ₹2,237
Processing FeesUp to 2% of loan amount
Prepayment ChargesPre-payment charges-4%
CITI Bank LAP
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Interest Rate10.95%
EMI / Lakh₹ 2,172
Loan Amount₹5L - ₹5Cr
Processing FeesUp to 1% of the loan sanctioned or Rs 10,000 (whichever is higher)
Prepayment ChargesFor individual borrowers: NIL
Kotak Bank LAP
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Interest Rate9.5% - 12.5%
EMI / Lakh₹2,100 - ₹2,250
Loan Amount₹10L - ₹5Cr
Processing FeesUp to 1%
Prepayment ChargesNIL
IDFC FIRST Bank LAP
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Interest Rate9.5% - 17%
EMI / Lakh₹2,100 - ₹2,485
Loan Amount₹10L - ₹15Cr
Processing FeesUp to 3% of loan amount
Prepayment ChargesNIL
RBL Bank LAP
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Interest Rate10%
EMI / Lakh₹ 2,100
Loan Amount₹3L - ₹10Cr
Processing Fees1.25% of loan amount + GST
Prepayment Charges5% on principal amount, if paid within 12 months.
Tata Capital Financial Services LTD LAP
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Interest Rate9.5% - 17%
EMI / Lakh₹2,100 - ₹2,485
Loan Amount₹10L - ₹1Cr
Processing FeesUp to 3% of the loan amount
Prepayment ChargesLock-in period - 12 months
Vastu Housing Finance LAP
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Interest Rate17.5% - 23.5%
EMI / LakhUp to ₹1Cr
Loan Amount₹2,512 - ₹2,848
Processing FeesUpto 3% of Loan Amount plus applicable taxes
Prepayment ChargesNIL
Muthoot Finance Ltd LAP
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Interest Rate15.25% - 18.25%
EMI / Lakh₹2,392 - ₹2,553
Loan Amount₹2L - ₹35L
Processing Fees2.50% plus GST
Prepayment Charges5% of loan amount + prepaid taxes
Aadhar housing Finance LAP
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Interest Rate15% - 17%
EMI / Lakh₹2,379 - ₹2,485
Loan Amount₹25L - ₹1Cr
Processing Fees2% of the Loan Amount plus applicable GST
Prepayment ChargesNIL
Clix Capital LAP
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Interest Rate14.99% - 24.99%
EMI / Lakh₹2,378 - ₹2,935
Loan AmountUp to ₹2Cr
Processing Feesupto 10% of loan amount.
Prepayment ChargesNIL
Home First Finance Company LAP
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Interest Rate12.8% - 18.5%
EMI / Lakh₹1L - ₹25L
Loan Amount₹2,265 - ₹2,567
Processing FeesRs 2,500 + GST*
Prepayment ChargesNIL
Piramal Finance LAP
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Interest Rate12%
EMI / Lakh₹ 2,199
Loan AmountUp to ₹2Cr
Processing FeesUp to 1% of the loan amount
Prepayment Charges2% of the principal amount




